How It Works
Enter your ZIP code and tell us what coverage you are looking for in Delaware
See what Delaware requires and compare quotes from licensed carriers
Choose coverage that meets Delaware requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Multi-Car Policy Structure
Two or more vehicles on a single policy, each with its own coverage level. The multi-car discount applies when vehicles share one policy and typically requires the same garaging address.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. Bodily-injury minimums range from $15,000 to $50,000 per person across states; property-damage minimums range from $5,000 to $50,000.
Full Coverage Car Insurance
Liability plus collision and comprehensive. You can put full coverage on one vehicle and liability only on another within the same multi-car policy.
Uninsured Motorist Coverage
Pays when you're hit by a driver with no insurance or insufficient coverage. Required in 22 states; optional in others. Applies per vehicle on a multi-car policy.
